Purchasing a New Home?

We can help you understand your options.

We’ll help you understand the process of obtaining your first mortgage. We simplify the procedure to make it less intimidating and more understandable.

Our calculators can help you figure out how much you can afford, how much of a down payment you’ll need, what your monthly payment would be, and how much interest you’ll pay over the loan’s term. You’ll receive an approval letter demonstrating to real estate agents and sellers that you can afford a home. It makes the rest of the mortgage application process go more smoothly.

Conventional Loan

Conventional loans are best for borrowers with a good credit score of at least 620. For most conventional loans, your debt-to-income ratio must be 50% or lower. The loan limit changes annually

Jumbo Loans

Jumbo loans are for borrowers with great credit who want to purchase a high-priced home. Depending on where you're planning to live, a jumbo loan might fit your needs.

Government Insured Loans

Borrowers with low credit scores and little money for a down payment should consider a government-insured loan. If you think you fall into this category, we can help you as well. Contact us now.

Fixed-Rate Mortgage Loans

Fixed-rate mortgages are ideal for borrowers who want consistent payments over the life of the loan. This is commonly known as a 30yr-fixed mortgage and is probably the most popular mortgage loan.

3% Down Purchase Loans

HomeReady loans and conventional loans.

The HomeReady mortgage is backed by Fannie Mae and accessible from nearly every U.S. lender. HomeReady mortgages were created to assist multi-generational families in obtaining mortgage finance. Anyone who lives in an eligible location or satisfies the household income limits can participate in the program.

Fannie Mae and Freddie Mac also both offer the Conventional 97 program. It requires a 3% down payment and is a less expensive lending alternative than an FHA mortgage for many home buyers. We shop around to find you the best price on your low or no-down-payment mortgage.

Get Started With Estate Solutions Today

We use our vast network to help you find the best providers for your Real Estate needs. You compare the costs and pick the best provider. Save thousands in fees and get everything done faster by working directly with Estate Solutions. Get the best possible deal today. Contact us now.
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