Storm Damage and Roof Repair
Many roofs have been damaged as a result of recent storms. Roof replacement or repair is frequently required due to wind, fire, or other natural disasters. Professional roofers can assess the damage and determine what type of repairs are required, as well as whether a full roof replacement is required.
Storm roofs are intended to protect against the elements, but even they have succumbed to nature’s forces during recent storms. Depending on the severity of the damage caused by recent storms, insurance companies may cover some of the cost of repairs and replacements.
To begin the process, homeowners should contact their insurance provider and file a claim. An assessor or engineer may be dispatched to inspect the roof and photograph the storm damage for submission to the insurance company.
The insurance company then assesses the claim and decides whether to cover all or part of the cost of repair or replacement. Depending on the circumstances, they may require additional proof before approving coverage for such repairs.
Roof Damage Caused By High Winds
Roof damage caused by high winds and rain can be particularly inconvenient for homeowners. Storm damage is typically covered by homeowners insurance policies, but it is important to read the fine print of your policy to ensure you have adequate coverage.
If you believe that the amount offered by your insurer is insufficient to cover the full cost of repairs, you should consider hiring a public adjuster who specializes in storm roof repair insurance claims.
Furthermore, ensure that any contractor hired for roof repairs has a valid license and adequate liability insurance. Before filing an insurance claim, homeowners should document any damage caused by windstorms or rain.
Taking photos of any visible damage can help when filing an insurance claim and can give a homeowner more bargaining power when negotiating with their insurer over the costs of repairing storm-related roof damage. Contact us if you need help with roof repair services.
